Knowledge of accurate and timely channel state information (CSI) at the transmitter is becoming increasingly important in wireless communication systems. While it is often assumed that the receiver (whether basestation or mobile) needs to know the channel for accurate power control, scheduling and data-demodulation, it is now known that the transmitter (especially the basestation) can also benefit greatly from this information. For example, recent results in multi-antenna multi-user systems show that large throughput gains are possible when the basestation uses multiple antennas and a known channel to transmit distinct messages simultaneously and selectively to many single-antenna users. In time-division duplex systems, where the basestation and mobiles share the same frequency band for transmission, the basestation can exploit reciprocity to obtain the forward channel from pilots received over the reverse channel. Frequency-division duplex systems are more difficult because the basestation transmits and receives on different frequencies and therefore cannot use the received pilot to infer anything about the multi-antenna transmit channel. Nevertheless, we show that the time occupied in frequency-duplex CSI transfer is generally less than one might expect, and falls as the number of antennas increases. Thus, although the total amount of channel information increases with the number of antennas at the basestation,