YZStack is our developing solution which implements many wellestablished big data techniques as selectable modules and allows users to customize their systems as a process of module selection. In particular, it includes an openstack based IaaS (Infrastructure as a Service) layer, a distributed file system based DaaS (Data as a Service) layer, a PaaS (Platform as a Service) layer equipped with parallel processing techniques and a SaaS (Software as a Service) layer with popular data analytic algorithms. Layers of YZStack are loosely connected, so that customization of one layer does not affect the other layers and their interactions. In this paper, we use a smart financial system developed for the Zhejiang Provincial Department of Finance to demonstrate how to leverage YZStack to speed up the implementation of big data system. We also introduce two popular applications of the financial system, economic prediction and detection of improper payment. 1.