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Review of Higher Education Funding, the House of Commons Education and Skills Committee

by Professor Anna Vignoles , 2012
"... Up-skilling the middle: How skills policy can help ensure that low to middle income households share in future economic growth ..."
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Up-skilling the middle: How skills policy can help ensure that low to middle income households share in future economic growth

Executive Director

by Iris J. Lav, Elizabeth Mcnichol, Henry Aaron, Kenneth Apfel, Barbara B. Blum, Marian Wright Edelman, James O. Gibson, Frank Mankiewicz, Richard P. Nathan, Nelson A. Rockefeller, Sol Price, Robert D. Reischauer, Audrey Rowe, Susan Sechler, William Julius Wilson, Robert Greenstein, Iris J. Lav , 2005
"... institute that conducts research and analysis of government policies and the programs and public policy issues that affect low- and middle-income households. The Center is supported by foundations, individual contributions, and publications sales. Board of Directors ..."
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institute that conducts research and analysis of government policies and the programs and public policy issues that affect low- and middle-income households. The Center is supported by foundations, individual contributions, and publications sales. Board of Directors

Why Have Households Increasingly Relied on Mutual Funds to Own Equity?" The Review of Income and Wealth

by John V. Duca , 2005
"... U.S. households have increasingly used mutual funds to own equity outside of retirement accounts owing to two developments. The first is a decline in equity mutual fund loads, which are negatively correlated with stock ownership rates, which have doubled owing to greater ownership through mutual fun ..."
Abstract - Cited by 4 (4 self) - Add to MetaCart
funds. The second is improved confidence in future family finances. Both effects are consistent with recent models of equity participation, in which lower asset transfer costs and lower income risk induce equity investing by middle-income households, who—in practice and owing to diversification consid

Public Investment when Capital is Back - Distributional Effects of Heterogeneous Saving Behavior Public Investment when Capital is Back - Distributional Effects of Heterogeneous Saving Behavior

by Linus Mattauch , Ottmar Edenhofer , David Klenert , Sophie Bénard , Linus Mattauch , Ottmar Edenhofer , David Klenert , Sophie Bénard
"... Abstract We study the impact of heterogeneous saving behavior on the distributional effects of public investment. A capital tax is levied to finance productive public capital in an economy with two types of households: high income households who save dynastically and middle income households who sa ..."
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Abstract We study the impact of heterogeneous saving behavior on the distributional effects of public investment. A capital tax is levied to finance productive public capital in an economy with two types of households: high income households who save dynastically and middle income households who

The retail price of inequality

by David M Frankel , Eric D Gould - Journal of Urban Economics , 2001
"... This paper studies the relation between a city's income distribution and its retail price level using panel data. We find that an increase in the presence of lower-middle income households, relative to poor or upper income households, is associated with lower prices. Our findings suggest that ..."
Abstract - Cited by 11 (1 self) - Add to MetaCart
This paper studies the relation between a city's income distribution and its retail price level using panel data. We find that an increase in the presence of lower-middle income households, relative to poor or upper income households, is associated with lower prices. Our findings suggest

Stuck in the Tunnel: Is Globalization Muddling the Middle Class?

by Nancy Birdsall, Carol Graham, Stefano Pettinato, Nancy Birdsall, Carol Graham, Stefano Pettinato , 2000
"... Our objective in this paper is to assess how middle-income groups are faring with the global turn to the market. We suggest some simple measures of the middle—the size and income shares of households around the median (75/125%)—and their income status relative to wealthier counterparts. Our results ..."
Abstract - Cited by 6 (0 self) - Add to MetaCart
Our objective in this paper is to assess how middle-income groups are faring with the global turn to the market. We suggest some simple measures of the middle—the size and income shares of households around the median (75/125%)—and their income status relative to wealthier counterparts. Our results

Life-Cycle Saving, Limits on Contributions to DC Pension Plans, and Lifetime Tax Benefits

by Jagadeesh Gokhale, Laurence J. Kotlikoff, Mark J. Warshawsky, Jagadeesh Gokhale, Laurence J. Kotlikoff, Mark J. Warshawsky
"... This paper addresses three questions related to limits on DC contributions. The first is whether statutory limits on tax-deductible contributions to defined contribution (DC) plans are likely to be binding, focusing on households in various economic situations. The second is how large is the tax ben ..."
Abstract - Cited by 1 (0 self) - Add to MetaCart
benefit from participating in defined contribution plans. The third is how does the defined contribution tax benefit depend on the level of lifetime income. We find that the statutory limits bind those older middle-income households who started their pension savings programs late in life, those who plan

unknown title

by unknown authors
"... Asset ownership is vital to households seeking to expand opportunity, solidify family finances, and hedge against eco-nomic uncertainty. No asset is more impor-tant in achieving these objectives than owner-occupied housing.1 Indeed, home equity is the primary source of private saving for most middle ..."
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middle-income house-holds, exceeding both retirement plans and savings accounts.2 While 69 percent of all households are headed by homeowners—a record high reached in 2004—many are left out. Only half of the households in the lowest fifth of the income scale are homeowners,

Mixed-Income Housing, Urban Transformation and Social Cohesion in

by Lukhele T. M , 2014
"... One of the fundamental challenges facing the post-apartheid South Africa’s urban settlement planning has been the requirement for social cohesion. One of the urban transformation interventions involved the construction of mixed-income housing, wherein social cohesion among low- and middle-income hou ..."
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households could be enforced. Far from rhetoric and the drift of middle-income households into cities that were previously the preserves for white people, urban South Africa remains deeply segregated. Negligible progress has been made in transforming the apartheid spatial fragmentation and segregation. Mixed-income

Scaling Energy Efficiency in the Heart of the Residential Market: Increasing Middle America’s Access to Capital for Energy Improvements

by unknown authors , 2012
"... Middle income American households – broadly defined here as the middle third of U.S. households by income – are struggling. Energy improvements have the potential to provide significant benefits to these households – by lowering bills, increasing the integrity of their homes, improving their health ..."
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Middle income American households – broadly defined here as the middle third of U.S. households by income – are struggling. Energy improvements have the potential to provide significant benefits to these households – by lowering bills, increasing the integrity of their homes, improving their health
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