Rubin A. D., Wright Rebecca N., "Off-line generation of limited-use credit card numbers", Pre-Proceedings of the Fifth International Conference on Financial Cryptography, pp. 165175, 2001.

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Grammar Based Off line Generation of Disposable Credit Card.. - Singh, Santos (2002)   (Correct)

....Transaction (SET) SET was designed to protect credit card numbers from malicious parties and even from merchants. SET is able to achieve most of the salient features for secure transactions. However, it never took off because of the unreasonable cost and complexity involved in the scheme [10]. Another design strategy called SecureClick is presented in [11] This strategy is commercialized by Cyota.com [3] Each secure transaction requires an additional real time preapproval protocol and thus requires transactions between customer and issuer then customer and merchant and finally ....

....The pre approval protocol performs authentication and gets a disposable credit card number. By listening to this pre approval protocol Eve can get the authentication information for a user. She can use this information to get as many disposable credit card number of a user as she wants. In [10], a protocol is proposed that uses a credit card number that has restrictions in the form of value ( 50, 100) expiration date and number of times it can be used. Including non case sensitive elements also increases the search space. The user uses a device that accepts restriction, expiration ....

Rubin A. D., Wright Rebecca N., "Off-line generation of limited-use credit card numbers", Pre-Proceedings of the Fifth International Conference on Financial Cryptography, pp. 165175, 2001.

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